USA Benefit Consultants’ Team Is Licensed and Certified
We invite you to learn more about the experience and background of our agents. They are all industry-certified professionals and are ready to help you find the Medicare coverage that best fits your needs.

Randy Gray
Licensed Agent
Erin Prendergast
Erin Prendergast
Licensed Agent
(518) 598-3507 Direct
Erin Nevins, Founder & President

Erin P. Nevins
President
(518) 464-0400 DIRECT
Erin Nevins is the founder and president of USA Benefit Consultants. She opened her own insurance agency (EP Nevins Insurance) in 2007, serving as an independent agent offering various forms of employer-sponsored and individually purchased health, dental, vision, and voluntary insurance benefits. Her focused interest in health insurance led her to create USA Benefit Consultants out of a recognition of the information gap so many of her customers had experienced when it came time to enroll in Medicare.
Prior to forming her own agency, Erin oversaw the Columbia County Chamber of Commerce insurance program while working for Albany Health Associates and Rose & Kiernan, Inc. Before receiving her NYS License in Life, Accident & Health Insurance, she was executive assistant to the vice president of sales at Empire Blue Cross/Blue Shield.
Erin also serves as a valued member of the insurance broker advisory committee at multiple insurance carriers, advising and providing valuable feedback to them in an effort to promote comprehensive and affordable products for the upstate New York marketplace.
She is a member of the National Association of Health Underwriters and has served as president of the organization’s Northeastern New York chapter as well as the current secretary for the New York State Association of Health Underwriters board of directors. Erin has been married for over 30 years to her husband, Daniel, who recently retired from the NYPD Mounted Unit and as New York Army National Guard Black Hawk crew chief, and is active in various community groups such as Boy Scouts Troop #42 (committee member), Eagle Scouts (advisory member), and the Greenville Rotary.
Daniel J. Nevins Jr.

Daniel J. Nevins Jr.
Director of Operations & Licensed Agent
(518) 282-3845 DIRECT
Denise Loring
Bonnie J. Clements

Bonnie J. Clements
Licensed Agent
(315) 284-0454 DIRECT
Bonnie Clements is a licensed and certified insurance agent with USA Benefit Consultants and EP Nevins Insurance Agency, Inc. and has been with the firm since 2008. Bonnie is responsible for serving Medicare-eligible individuals, as well as small business groups and sole proprietorships.
Prior to working with EP Nevins Insurance Agency, Inc., Bonnie was the membership director for the Columbia County Chamber of Commerce for eight years, where she oversaw enrollment, billing, and management of the health, dental, and vision plans offered to the Chamber’s members.
Bonnie takes special pride in working closely with clients to understand their life situation and matching their insurance needs to their life situation.
She enjoyed building relationships between the Chamber and all the diverse businesses in Columbia County. It was during this time that she worked with Erin Nevins, as the liaison between Erin and the Chamber members who were enrolled or considering enrollment into the Chamber’s insurance plans.
Christine Smith
Harvey Loring
Edward Kiernan
Pat Bender
Alfred Fox
Michael Stanton
Cassie Loring
Cassie Loring
Licensed Agent
(518) 956-3912 DIRECT
Candy Marrero
Candy Marrero
Licensed Agent
(518) 326-3939